"And I know all this stuff about ‘too good to be true,’ but he went into great detail about how his brother was a paraplegic, and he helped his brother do this, and that the reason he was going to do it was because of me, he could only have one person under his wing, so to speak." It was in this vulnerable state, facing death and trying to care for his family, that Richard Joseph charged ,000 on his credit card, money that he has yet to reclaim after phone calls, a lawsuit, and nearly three lean years.
On a warm summer day in 2002, in Charlevoix, Michigan, Richard Joseph’s bad luck began.
The lawyer, husband, and father of two was walking across the driveway with a bag of garbage when his bare foot slipped in a puddle of water that had collected beneath his car’s air conditioner. While nothing was broken, the blow prevented blood from reaching his spinal cord.
He laid there for an hour, unable to move, while his daughters watched television in the living room.
By the time he was discovered, the damage had been done. Eventually, Joseph would make it back to work at his law firm, although he couldn’t keep up his old pace.
By August 2007, complications prevented him from working at all — possibly forever.